Direct answer
What is the Rebalance Cloud 60/40 strategy?
It is a fixed target: 60% of invested capital in a broad equity mix (15 US stocks, 2 China A-share ETFs, 3 broad-market ETFs) and 40% in a December point-in-time sleeve, rebalanced on your schedule with fractional market-open orders. The target is frozen so the strategy does not change between rebalances.
The target mix
- 15 US stocks — about 72.5% of the equity sleeve
- 2 China A-share ETFs — about 7.5%
- 3 broad-market ETFs — about 20%
- December point-in-time sleeve — 40% of the total
The schedule
The default is every 21 trading days (about 3 weeks), with 15 and 30 trading-day presets and a wider range available. Each workspace tracks its own next rebalance so the clock does not depend on when you joined.
How a basket is built
On the signal date, the strategy produces target weights using the frozen rules. The app turns those weights into a buy/sell list for your account size, checks every order, and shows it to you for review before anything is sent.
- Frozen target weights
- Your account size
- Fractional quantities
- Checked before send
Limits
- The strategy is fixed; it does not adapt to your personal situation.
- Backtests are simulated and survivorship-disclosed.
- This is research, not advice — you keep discretion.
Common questions
Questions about this workflow
Can I change the target weights?
The engine is frozen for now. The AI assistant can discuss the closest safe interpretation, such as a cash buffer or custom capital, but it cannot change the engine weights.
Why is the target frozen?
A frozen target is testable: the checks, history, and drift all refer to the same plan. Changing weights between rebalances would make the backtest and the live portfolio hard to compare.