EFS loan check — Sample Foods Pte Ltd (SAMPLE, fictional)
1. Size screen: 18 staff, SME band — PASS on paper (sample) — ESG EFS page (e1c9e3…) — med
2. Local share: 60% — PASS on paper (sample) — ACRA profile p.1 (e4d2f0…) — med
3. Facility: S$300k working capital, 3y — within published maxima (sample) — ESG EFS page — med
4. Gaps: management accounts, 6m statements, tenancy proof — 3 of 9 (sample)
5. Next: close gaps, then PFI conversation pack — bank decides

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SAMPLE — figures fictional/redacted for format demo. Real packs show source_hash + page on every line. Research, not advice. Oxaide UEN 201806463W • brief@oxaide.com
