Rebalance workspace guide

From portfolio to IBKR transmit

Follow the screens in order for your first basket, or jump to the feature reference for limits and product behavior.

Step 1

Review your portfolio

Open Portfolio to see current positions, market value, cash, and drift against the frozen 60/40 target. When the IBKR executor is connected, positions sync live; otherwise a clearly-labelled demo portfolio is shown.

Look for positions more than 1.5pp away from target — those are the first deltas the next basket addresses.

Step 2

Generate a basket on your cadence

Open Rebalance, choose how much to invest ($5,000 to $2,000,000), and generate the basket. Every order is checked against IBKR rules (11 automated checks — HEADLESS): correct format, market-open timing, tickers, and fractional-share limits. You can only send it after the checks pass.

Default cadence is 21 trading days (5–63 configurable). The workspace tracks your next rebalance date automatically.

Step 3

Transmit to IBKR (manual fallback available)

When your IBKR connector is connected, Rebalance Cloud sends the checked basket to IBKR Gateway/TWS for your review. You can also download the file yourself as a manual fallback. If the market-open order is rejected, it retries later in the day (09:35 ET).

Transmit is not autonomous — review the basket, keep your discretion, and confirm before any order is placed.

Step 4

Connect IBKR

The workspace talks to your IBKR Gateway through a small connector on a computer you own (usually the one already running Gateway or TWS). It reads your portfolio and accepts baskets for sending. Until connected, you can still generate baskets and see history.

You will need IBKR Gateway or TWS running on that computer. The app gives you a one-line install command for macOS, Linux, or Windows.

Step 5

Ask the AI assistant

Open AI Assistant to ask what to buy or sell, where you are most concentrated, or how to read the current drift. The assistant explains the frozen-target plan and never transmits without you.

“What should I buy or sell to reach the target?” returns the largest deltas ranked by notional.

Assistant prompt pattern

Portfolio, target, review

Ask about a specific position, a sleeve, or the whole portfolio. The assistant already sees your positions and the frozen target; mention constraints like “keep cash above 5%” to get a more useful explanation.

Where is my portfolio most over-concentrated, and what would the next 21-day rebalance do about it? Show the three largest deltas by notional and any tax-lot sensitivity I should review.

Feature reference

Frozen strategy

The engine uses the frozen 60/40 target: 15 US stocks (72.5%), 2 China A-share ETFs (7.5%), and 3 broad-market ETFs (20%), rebalanced on your schedule with fractional market-open (LMT OPG) orders.

Order checks

Every basket is checked against IBKR requirements before sending: correct field names, market-open (LMT OPG) order type, China A-share ticker mapping, fractional-share rules, total value, and file integrity.

Capacity and risk

Broad sleeve ~$50M at 1% ADV; single-ticket ~$3M; Dec sleeve ~$15M VWAP. Backtested 2016–2026, survivorship-disclosed, research not advice.

Usage and billing

Starter is one IBKR account, Pro covers 3–5 accounts with drift and alerts, Family adds white-label and the professional API. Hard-stop usage through Stripe — no surprise overage.

Start without a card

The trial includes one workspace with a limited number of basket generations. Standard plans stop at their included usage limit — no surprise overage.

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